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Capco Business Verified Response target 24–48 hours

Business Analyst – Payments

India - Pune · Full-time · Compensation not disclosed by employer

Category
Business Consulting
Skills
See official employer job description
Experience
Mid
Openings
3
Apply by
October 17, 2026

 

About Us

“Capco, a Wipro company, is a global technology and management consulting firm. Awarded with Consultancy of the year in the British Bank Award and has been ranked Top 100 Best Companies for Women in India 2022 by Avtar & Seramount. With our presence across 32 cities across globe, we support 100+ clients across banking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery. 

WHY JOIN CAPCO?

You will work on engaging projects with the largest international and local banks, insurance companies, payment service providers and other key players in the industry. The projects that will transform the financial services industry.

MAKE AN IMPACT

Innovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services.

#BEYOURSELFATWORK

Capco has a tolerant, open culture that values diversity, inclusivity, and creativity.

CAREER ADVANCEMENT

With no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands.

DIVERSITY & INCLUSION

We believe that diversity of people and perspective gives us a competitive advantage.

 
 
Role: Senior Business Analyst 
Location: Pune 

Business Analyst – Payments Domain
Experience
• 6–10 years of overall experience, with at least 4+ Years of relevant hands-on experience in the Payments domain.
• Proven experience as a Business Analyst in payments implementation and transformation programs.
• Candidates must have direct Payments domain experience. Profiles with only adjacent banking or financial
services experience, without hands-on Payments expertise, will not be considered.
Mandatory Skills
1. Payments Domain Expertise
• Strong Subject Matter Expert (SME) in the Payments Domain with a deep understanding of end-to-end payment
processing, payment lifecycle, and payment operations.
• Broad Payments domain experience beyond MT-to-MX migration projects, with exposure to Payment Hub
modernization, clearing integration, and payment processing initiatives.
2. Payment Hub & System Integration
• Hands-on experience with Payment Hub/Payment Orchestration platforms, including integration with upstream
and downstream banking/payment systems.
• Strong understanding of payment system integrations, API/service-based architectures, message
routing/orchestration, and collaboration with business, operations, product, and technology teams throughout
the implementation lifecycle.
3. Payment Messaging Standards
• Strong knowledge of payment messaging standards, including ISO 20022 (MX) and SWIFT MT message formats,
with experience in message mapping, validation, and transformation.
4. Clearing & Payment Rails
• Proven experience working with clearing schemes and payment rails such as RTGS, ACH, NACH, UPI, NEFT,
FPS, SEPA, or equivalent regional clearing systems.
5. Business Analysis & Delivery
• Proven experience in requirements gathering, business process analysis, solution design, testing, and
stakeholder management for payments implementation and transformation programs.
• Experience in defining functional requirements, business rules, message flows, exception handling,
reconciliation processes, and integration specifications for payment systems.
Preferred Skills
• Experience with payment hub products such as Finastra, FIS, Volante, Temenos, Fiserv, ACI, or similar payment
processing platforms

Responsibilities

• Lead end-to-end execution of projects and cross-functional deliverables for Business Analyst – Payments.
• Collaborate closely with departmental peers and stakeholders to ensure seamless operational continuity.
• Monitor core performance KPIs, troubleshoot bottlenecks, and implement optimization protocols.
• Champion high quality standards, peer reviews, and comprehensive team documentation.

Candidate Skill Fit Analysis

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Required competencies and technical background for this position:

See official employer job description

Estimated In-Hand Salary

New Tax Regime (AY 2026–27)

Indicative estimate using standard assumptions for EPF, professional tax and Section 87A. Actual payroll, benefits and deductions vary by employer and individual.

₹1,200,000
Monthly In-Hand ₹--
Annual Take-Home ₹--
Standard Deduction: ₹75,000 / yr
Employee PF (EPF): ₹-- / mo
Estimated Income Tax: ₹-- / mo

Compensation Market Benchmark

Competitive Band

Estimated industry distribution for Business Consulting roles in India - Pune:

25th Pct (Entry): ₹7.5L Median (Market Avg): ₹15L 75th Pct (Top Tier): ₹22L+
Verified JobHouseIndia Opportunity Official Ref: #JHI-554 · Guaranteed free application · No registration fee
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