HDFC Bank Business Verified Response target 24–48 hours

Lead Software Engineer – Payments

Mumbai · Full-time · ₹22–35 Lakh/yr

Category
Software Engineering
Required Skills
Java, Spring Boot, Microservices, API Development, Oracle, Payments Gateway Integration, Security
Experience
Lead
Openings
4
Apply by
November 9, 2026

About HDFC Bank

HDFC Bank is India's largest private sector bank by assets, offering a wide range of financial products and services. We are investing in cutting-edge technology to enhance our digital banking and payment platforms, driving innovation in the financial sector.

Role Overview

We are actively seeking an experienced and motivated Lead Software Engineer – Payments to join our team in Mumbai. In this position, you will take ownership of critical operational workstreams, collaborate across cross-functional units, and contribute directly to expanding our national footprint.

Key Responsibilities

• Lead the design, development, and implementation of robust and secure payment systems and APIs.
• Mentor a team of software engineers, fostering a culture of technical excellence and innovation.
• Collaborate with product, compliance, and security teams to ensure solutions meet business and regulatory requirements.
• Drive architectural decisions and ensure the scalability, reliability, and performance of payment platforms.

Skills & Competencies Required

Java, Spring Boot, Microservices, API Development, Oracle, Payments Gateway Integration, Security

What We Offer

• Comprehensive health and wellness benefits for employees and family
• Performance-based incentives and provident fund contributions
• Opportunities for professional growth within a leading financial institution
• Employee assistance programs and a stable work environment

Responsibilities

• Lead the design, development, and implementation of robust and secure payment systems and APIs.
• Mentor a team of software engineers, fostering a culture of technical excellence and innovation.
• Collaborate with product, compliance, and security teams to ensure solutions meet business and regulatory requirements.
• Drive architectural decisions and ensure the scalability, reliability, and performance of payment platforms.

Candidate Skill Fit Analysis

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Required competencies and technical background for this position:

Java Spring Boot Microservices API Development Oracle Payments Gateway Integration Security

Estimated In-Hand Salary

New Tax Regime (AY 2026–27)

Indicative estimate using standard assumptions for EPF, professional tax and Section 87A. Actual payroll, benefits and deductions vary by employer and individual.

₹2,200,000
Monthly In-Hand ₹--
Annual Take-Home ₹--
Standard Deduction: ₹75,000 / yr
Employee PF (EPF): ₹-- / mo
Estimated Income Tax: ₹-- / mo

Compensation Market Benchmark

Competitive Band

Estimated industry distribution for Software Engineering roles in Mumbai:

25th Pct (Entry): ₹7.5L Median (Market Avg): ₹15L 75th Pct (Top Tier): ₹22L+
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